After three years in prison, the driver known as Wheelman has to work for mobsters to pay for a debt. When he is assigned to drive a getaway car for a bank heist, he is not able to contact his liaison and a stranger call him giving orders to deliver the stolen money to him. Soon he learns that he has been betrayed by his contact and spends the night trying to save his thirteen year-old Katie and his ex-wife Jessica from a gang that wants the money robbed from the bank. But who can be trusted?